Welcome to Provident Personal Credit

Two great loan options: Provident Loans & Satsuma Loans
Simply choose the one that's best for you

Our original Agent service
Provident Local Apply Now

Our NEW direct service
Provident Online Apply Now

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loan calculator

Choose your loan

How much do you want to borrow?

Your weekly
repayment £0

How long do you want to pay it back?

Total to repay £0
0% APR

Borrowing £0

Representative example

£200 loan repayable over 32 weeks. 32 weekly payments of £10.00.
Rate of interest 97.5% p.a. fixed;
Representative 399.7% APR
Total Amount Payable is £320

Find out more

At Provident...
  • You always know the full cost of your loan upfront – no hidden charges or late fees
  • You’re able to spread the cost of your loan with manageable weekly repayments - keeping up-to-date could help build your credit rating
  • You’ll receive great customer service online, over the phone or in person
  • We start off with small loans - as we get to know you the amount you can borrow could increase

Have you heard the latest news?

 
 

Provident Local

Cash loans with Provident Loans are delivered to your door by a friendly local agent.

  • Loans between £100 and £500*
  • Repay over 14, 23, 32 or 52 weeks
  • Manageable weekly repayments collected by your agent
  • There are no hidden charges or late fees
  • No need for a bank account

*Subject to affordability

Here's how it works
1 Use our online loan calculator to work out how much you can afford to repay each week then apply online and get a decision in principle
2 A friendly local agent will call round to your home to discuss your application
3 Once agreed, an agent will call round with your cash
4 Then they’ll call round to collect your repayments weekly at a time that suits you
Apply Now

NEW! Provident Online

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Satsuma Loans allow you to get the loan you need, delivered straight into your bank account

  • Cash loans online between £100 and £300* for new customers, but as we get to know you, you could borrow up to £800*
  • Repay over 13 or 26 weeks
  • Manageable weekly repayments will be automatically collected from your debit card on a day you choose+
  • There are no hidden charges or late fees – you always know the full cost of your online cash loan upfront
  • Keeping on top of your repayments could help build your credit rating

*Subject to affordability; +By use of a continuous payment authority

Here's how it works
1 Use our online loan calculator to work out how much you can afford to repay each week then apply online and get a decision in principle
2 A member of the Satsuma Loans customer care team will phone you to confirm your details and transfer your money
3 Your money will be sent directly to your bank account
4 Your repayments will be automatically collected from your debit card each week+
Apply Now
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Compare the price of home collected and other cash loans available in your area at www.lenderscompared.org.uk

Written quotations are available on request. *Loans subject to affordability. To lend responsibly, a home credit loan from Provident will require an Agent to discuss your financial income, outgoings and other financial commitments. Available to UK residents aged 18 and over. †Based on our Customer Tracker 2013

Satsuma Loans is a trading name of Provident Personal Credit Limited.

Provident Personal Credit Limited, Registered Office: 1 Godwin Street, Bradford BD1 2SU. Registered in England, Number 146091. Authorised and regulated by the Financial Conduct Authority, Interim Permissions Reference Number 002529.

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