Example: Loan amount: £300
57 weekly repayments of £9
Total amount payable £513
Typical 189.2% APR

Frequently asked questions

Q: What is the APR for my loan?
Q: What is home collected credit?
Q: How much can I borrow?
Q: Can I still get a loan if I have been turned down for credit previously or have a County Court Judgement?
Q: What information do I need when I apply?
Q: What happens if I miss a payment?
Q: Are there any extra charges?
Q: What happens if I want to settle my account early?
Q: I want to keep my account private from other members in my household. Is this possible?
Q: What products other than cash loans do you offer?
Q: How much is it going to cost me?
Q: How can I apply?
Q: When do I start paying the money back?
Q: What is Home Credit or Home Collected Credit?
Q: What is a bad credit loan?
Q: Can I get a Provident loan before payday?
Q: What is a doorstep loan?
Q: How can I obtain fast cash?
Q: How are agent collected loans different to other loans?
Q: Do you offer flexible loans?
Q: How are Provident different to a normal Loan Lender?
Q: As a tenant, loan companies won't lend to me - will you?
Q: What do you class as a short term loan?
Q: Have you searched for personal lones or a paycheck loan?

Q: Is my Provident Visa Card a credit card?
Q: Where can I use my Provident Visa Card?
Q: What about Internet Security?
Q: Do I need a PIN number?
Q: Can I use my Provident Visa Card abroad? If so, are there any charges?
Q: What happens if I lose my Provident Visa Card or it is stolen?
Q: Will my name be on my Provident Visa Card?
Q: Will I receive a statement?
Q: Can I get cashback in shops?
Q: What about purchase/payment protection insurance?

Q. How do I know that my personal details are secure?
Q. How do I find out what happens to my personal data?
Q. How do I find out more about my computer’s security?

Compare the price of home collected and other cash loans available in your area at www.lenderscompared.org.uk