A reputation for solid, sensible credit; unsecured loans that put people in control

Our customers' needs are serviced by 10,000 agents nationwide who deliver a friendly door-to-door service. In fact, many agents were customers before working with Provident Personal Credit, so they know their customer's circumstances and can judge their ability to take on a loan and make the repayments.

We've operated for a 125 years to become one of the UK and Republic of Ireland's leading home collected credit companies, offering small, unsecured loans and other related products.

• 94% of customers are satisfied with Provident Personal Credit*
• You can rely on our unsecured cash loan offer to be trustworthy and transparent
• Agents receive commission based on how much they collect, not on how much they lend. So it's not in their interest to offer unsecured cash loans for more than customers can afford to repay
• Our unsecured loans come with absolutely no hidden charges for administration fees, introductory fees or penalty charges, which other lenders may charge you for separately
• We lend responsibly. We only lend what we believe people can afford to pay
• Customers always know what they owe. The amount owed under the credit agreement never goes up and every pound you repay reduces the total amount owed by a pound

As a member of the Consumer Credit Association, Provident Personal Credit submits to voluntary regulation through a code of practice, providing customers with the extra reassurance of knowing that this additional protection exists.

Don't just take our word for it, have a look at how our customers rate us.

* Source: Quaestor RMS Sept 2005

Interested in working for Provident? Click here to find out more

Visit our corporate website to find
out more about Provident Financial.

Visit Real Personal Finance to apply for
a larger loan that is repayable by direct debit.

Visit our sister company Vanquis to
apply online for a credit card.