What is Home Credit?

Home credit (also known as home collected credit) is a friendly, personal service, providing small loans with affordable repayments that are collected every week from customers' homes.

The repayments are collected by local home credit agents. Many of our home credit agents were Provident Personal Credit customers before they joined our team, so they have personal experience of home collected credit and therefore understand customer's needs. What's more, Provident home credit agents do not receive commission based on how much they lend, but how much they collect - so it's not in their interest to lend more than customers can comfortably repay. The whole idea of home credit is that customers feel in control of their credit, and are comfortably able to make the repayments.

Home collected credit is a sensible way to finance one-off or unexpected expenses. There are no hidden charges or late payment fees and the amount agreed with your agent will never increase. Provident Personal Credit has been providing home collected credit to ordinary people for over 125 years and we have a reputation amongst our customers for a fair and trustworthy service.

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