Example: Loan amount: £300
56 weekly repayments of £9
Total amount payable £504
Typical 183.2% APR

Do you offer flexible loans?

Yes and no. What people usually mean by flexible loans are loans that are repaid in varying amounts over a flexible length of time. We don't do that type of flexible loan. At Provident Personal Credit, we believe a more straightforward approach often helps people keep better control of their credit. Instead of traditional flexible personal loans, we offer small unsecured loans with regular fixed repayments and no hidden fees or late payment charges. Instead of a flexible personal loan, you get a loan for a set amount that never goes up.

We are flexible in other ways, though. Unlike traditional loans, if you miss a payment with us, we don't increase the cost of your loan. That's flexible. Our agents are flexible too, providing a friendly service at times convenient for you. And we're flexible about how you borrow from us - as well as a personal loan, we can offer an easy shop card and Gift Vouchers.

So yes, we offer flexible loans. It's just a different kind of flexibility.

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