How are Provident different to a normal Loan Lender?

We are a doorstep loan lender, which means we provide a friendly home collected credit service. In most cases, people do not ever meet a representative from their normal loan lender in person. With Provident, repayments are collected in person face to face every week by one of our helpful local agents. This level of personal contact is at the heart of our service and sets us apart from normal personal loan lenders. What's more, many of our agents were Provident Personal Credit customers before they began working for us - it's unusual for a normal loan lender to have staff with such a level of personal experience with their product.

Our service also differs from that of a normal personal loan lender as we are not concerned about our customers' past credit history - rather, we are interested in our customers' current circumstances and their ability to repay a loan. So, unlike a normal personal loan lender, Provident is happy to consider applications from people who suffer from a bad credit history, including County Court Judgements.

Finally, a normal personal loan lender is unlikely to offer you a loan for very small amounts - our small loans start from just £50.

BACK TO FAQ's