What do you class as a short term loan?

With Provident Personal Credit, a short term loan is repayable in either 23, 31 or 56 weeks. You can apply for a short term loan now and have a decision in principle almost immediately - and if your application is accepted, your short term cash loan will be delivered to your home within days by a local agent.

The advantage of a short term personal loan from Provident Personal Credit is that it is totally straightforward. You start making repayments 7 days after you receive your short term loan and the amount you owe will never increase - you pay the amount stated on your short term loan credit agreement and no more. There are no hidden extras.

If you take out a short term personal loan with us and decide you want to repay your loan early, your agent will guide you through the procedure. On the other hand, if you miss a payment, the cost of your short term cash loan will not go up.

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