Example: Loan amount: £300
56 weekly repayments of £9
Total amount payable £504
Typical 183.2% APR

Poor Credit History or CCJ Loan?

Don't worry if you have a poor credit history or have been turned down for credit before. At Provident Personal Credit we always consider your individual circumstances even if you have a poor credit history - even if other companies may have turned you down in the past. We are often able to offer loans to people with a poor credit history, even a CCJ. Loans are given to people who can show they are now in a position to make repayments. However, we will only lend an amount we believe you will be able to repay.

People with a poor credit history often appreciate the fixed regular repayments involved in our loans. Knowing exactly what is owed - and that the amount will not grow over time - can make it easier to budget and plan ahead. With Provident Personal Credit, loans are as straightforward as any of our other credit products. Having a poor credit history doesn't complicate things at all.

To get a loan simply complete an online application. We'll provide you with a decision in principle within a few minutes.

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