What Are Doorstep Loans?

Doorstep loans, also known as door to door loans, are a type of personal loan. As the name suggests, the cash loan is delivered to your doorstep by a friendly local Agent. Your dedicated Agent will then come round to your home on a weekly basis to collect your loan repayments. Door to door loans give customers an opportunity to discuss their credit needs and financial circumstances with an experienced, self employed Provident representative, known as an Agent. Many customers prefer this service as it enables them to fully manage their repayments as their Agent know their financial circumstances and will call personally to collect their payments. Your Agent will collect your repayments weekly. However, if you find you are unable to pay, don’t worry. Your Agent will be able to advise you and discuss the best to pay back the money in line with your circumstances.

How much do you want to borrow?

How long do you want to pay it back?

Borrowing £0

Your weekly repayment £0

Total to repay
£0   0% APR

About Provident

As Provident visits you in your home in order to provide cash loans to your door, Provident are known as doorstep lenders- we loan you the money you need right on your doorstep.

As we are a responsible lender, all customers must fill out a ‘request to call’ form which gives the Agent permission to discuss loans with the customer and also details when the Agent will visit to collect repayments. This ensure customers know when their agent will be round and what payment is expected.

Am I Safe?

Yes. From 2008, as part of the recruitment process, the Agents are vetted and must have a Criminal Records Bureau Check (CRB). The Agents must also produce references.

What’s The Difference To Online Loans?

If you work irregular hours and can’t be in the house to see your Agent, then an online loan may best suit your needs.

However, if you prefer a more personal service, Provident doorstep loans are delivered to your home by an Agent, who then collects your weekly repayments face to face. If you run into difficulties, they are in the best position to understand your circumstances and so can help you work out the best way to repay your loan.

Do Doorstep Loans Affect My Credit Rating?

With doorstep loans, we share payment records with the credit reference agencies. If you’re having difficulty making your weekly repayments you should speak to your Agent, who will often be able to help you.

What makes Provident Different

We care about you, our customers.

  • No hidden charges ever- even if you miss repayments
  • We don’t give you a loan knowing you can’t afford to pay it back.
  • We don’t increase the APR if you miss a payment.
  • 97%† of our customers agree Agents are friendly.

  • Representative Example: £200 loan repayable over 32 weeks: 32 weekly payments of £10.00: Rate of interest 97.5% p.a. fixed: Representative 399.7% APR: Total Amount Payable is £320

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    Compare the price of home collected and other cash loans available in your area at www.lenderscompared.org.uk

    To lend responsibly, a home credit loan from Provident will require an Agent to discuss your financial income, outgoings and other financial commitments. Available to UK residents aged 18 and over. Written quotations are available on request.†Based on our Customer Tracker 2013

    Provident is a trading name of Provident Personal Credit Limited. Registered Office: 1 Godwin Street, Bradford BD1 2SU. Registered number 146091. Authorised and regulated by the Financial Conduct Authority.

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