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    Skip Navigation Links Home   >  FAQs  >  Our loans  >  What is Home Credit?
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What is Home Credit?

Home credit (also known as home collected credit) is a friendly, personal service that provides small loans with manageable repayments. They’re collected each week from your home by your own agent.

 

These agents do not receive commission based on how much they lend, but how much they collect. That means it's not in their interest to lend more than you can comfortably afford to repay.

 

The whole idea of home credit is that you feel in control of your finances, and can manage the repayments easily.

 

Find out more about our agents

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Copyright © Provident Financial Management Services Ltd 2009. Written credit quotations are available on request. Available to UK residents ages 18+ and over (*subject to change). Applications subject to acceptance. Calls may be recorded. Provident Personal Credit Limited. Registered Office: Colonnade, Sunbridge Road, Bradford BD1 2LQ. Registered Number 146091 England. Provident Visa Card is issued by Vanquis Bank Limited. Vanquis Bank can be contacted at its registered office, which is at Colonnade, Sunbridge, Bradford BD1 2LQ. Registered Number 2558509 England. Vanquis Bank Limited is authorised and regulated by the Financial Services Authority.