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    Skip Navigation Links Home   >  FAQs  >  Our loans  >  How is Provident different to a normal Loan Lender?
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How is Provident different to a normal Loan Lender?

We are a home credit lender, which means we provide a friendly home collected credit service.

 

With us, your own agent discusses what loan you would like, gives you the money and collects repayments in person every week. This level of personal contact is at the heart of our service and sets us apart from normal lenders.

 

Also, we are not concerned about your past credit history – instead, we are interested in your current circumstances and your ability to repay a loan. So, unlike normal lenders, we are happy to consider your application even if you have a bad credit history, including CCJs.

 

Finally we also offer you loans for very small amounts – our small loans start from just £50.

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Copyright © Provident Financial Management Services Ltd 2009. Written credit quotations are available on request. Available to UK residents ages 18+ and over (*subject to change). Applications subject to acceptance. Calls may be recorded. Provident Personal Credit Limited. Registered Office: Colonnade, Sunbridge Road, Bradford BD1 2LQ. Registered Number 146091 England. Provident Visa Card is issued by Vanquis Bank Limited. Vanquis Bank can be contacted at its registered office, which is at Colonnade, Sunbridge, Bradford BD1 2LQ. Registered Number 2558509 England. Vanquis Bank Limited is authorised and regulated by the Financial Services Authority.