Cash Loans from Provident

You know that if your boiler's going to break or your car hits a spot of bother, it's going to happen when you least expect it. With a Provident Cash Loan, you could borrow between £100 - £1,000 and have the money in a few days; subject to affordability.

You can choose the number of weeks to make repayments over, from our range of repayment options, and how much you want to borrow.

What Makes Provident Different?

Once you've completed the quick online application form, you'll find out in minutes if you've been accepted in principle. If accepted, a friendly local Agent will visit you at your home to carry out an affordability assessment. If the loan is approved, the Agent should then be able to arrange a loan that you can afford.

Each week, on a day that suits you - even at the weekend, your Agent will collect your repayments and be able to answer any questions you may have.

Click here to to find out more about Agents and what they do.

Why choose a Provident Cash Loan:


Borrow between £100 - £1,000, subject to affordability


Make manageable weekly payments over 14, 23, 32 or 52 weeks


A friendly local Agent will deliver the money direct to your door


No hidden charges or late fees

Representative example

£200 loan repayable over 32 weeks; 32 weekly payments of £10.00;Rate of interest 97.5% p.a. fixed; Representative 399.7%APR; Total Amount Payable is £320.

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To lend responsibly, a home credit loan from Provident will require an Agent to discuss your financial income, outgoings and other financial commitments. Available to UK residents aged 18 and over. Written quotations are available on request.†Based on our Customer Tracker 2013

Provident is a trading name of Provident Personal Credit Limited. Registered Office: 1 Godwin Street, Bradford BD1 2SU. Registered number 146091. Authorised and regulated by the Financial Conduct Authority.

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