Our face to face service means we treat everyone as an individual so we’ll base your loan on your circumstances, not just your credit history. We could lend where others won’t. It’s all part of our commitment to help our customers by being open, honest and up-front. We’ll always make sure that any loan from us will be for an amount that you can afford to repay. You can start an application for a Provident loan by completing our online application form.
Once completed, you’ll know within minutes whether you have been accepted in principle or not. Once accepted in principle you will be able to discuss any loan needs directly with your Agent without the need to reapply online.
How Much Interest Will I Pay?
A fixed amount of interest will be added to your cash loan. How much interest you’ll pay will depend on how much you want to borrow and how many weeks you choose to repay it over. To get an idea on what the interest will be on your loan, use the loan calculator above. If you have any further questions regarding our cash loans, you can speak to your Agent or contact us.
Flexible Cash Loans From Provident
Once you've completed the quick online application form, you'll find out in minutes if you've been accepted in principle. If accepted, a friendly local Agent will visit you at your home to carry out an affordability assessment. If the loan is approved, the Agent should then be able to arrange a loan you can comfortably afford. We take steps to ensure we only lend an amount you can afford to repay. Find out more about our affordability assessment.
Our cash loans are flexible in that the loan is delivered to your home at a time and date which suits you. The Agent will then arrange the best time and dates to collect repayments. Each week, on a day that suits you - even at the weekend (depending on individual Agents), your Agent will collect your repayments and be able to answer any questions you may have. If you want to change the date and time of your Agent’s visit, just contact them.
Our approach is different as we put the customer at the heart of what we do. Our face to face service ensures you have regular contact with an Agent, which allows you to ask any questions or raise any issues you may have. Your Agent is always there to discuss repayment options or loan amounts. This on-going support from your Agent is the service which we believe sets us aside from other lenders.