Credit repair

How to improve your credit rating

First of all, find out why your credit rating is poor. You can check your credit reference file for free here.

The best way to improve your credit rating is to build a credit history over time by taking these simple steps:

• Make sure you are on the electoral roll – it only takes a few minutes to register with your local council
• Pay bills on time – this will begin to improve your credit history
• Don’t keep applying for credit – every application is logged on your file and won’t help your credit rating
• Always tell the truth when applying for credit – inconsistencies in credit applications will effect your credit score

By building a good credit history, over time you should find an improved credit score.

How can you improve credit ratings if you can’t get credit?

Our range of products, such as Cash Loans and Love2shop vouchers, are specifically designed for people with low credit scores. Even if you have been turned down by other companies, you may be accepted by us.

As long as you make your repayments on time, this is an ideal way to build credit history and to improve your credit rating.

Find out more about our Cash Loans.