When that large unexpected bill turns up or your boiler breaks down out of the blue, if you have nothing saved for a rainy day it might be very tempting to get a payday loan.

A payday loan is normally for a small amount of up to £500 that you are required to pay back in full on your next payday. However, paying your loan back in full would not only take a large chunk out of your wage but would also give you the added worry of whether you’ll be able to manage or not. This could lead you to take out another payday loan to tide you over until your next payday – leaving you in an endless cycle that you may have no way of getting out of.

At Provident we offer short term cash loans repaid over 14 weekly, fixed and manageable terms. This means that you can be certain you will never have to pay a lump sum and leave yourself short.

See how our cash loans compare to a payday loan

Provident cash loan	Payday loan
Small manageable weekly  repayments	One lump sum repayment
No late payment fees	Roll over or late payment fees may apply
No bureau credit checks	May include a credit check
No bank account needed	Bank account needed
No need to fax off documentation to us	You may be required to fax documentation to be able to get a loan
Cash loans direct to your door

Our loans are available from £100 - £500. Apply today and get a decision in principle within minutes by filling out our online application form. A friendly local Agent will then call round to discuss your application.