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If accepted in principle, an Agent will carry out an affordability assessment as part of the application process. In order to continue your application with an Agent you’ll need to provide proof of your ID, address and income.
You can view the full list of accepted proof of ID and income here.
With Provident, if the local Agent approves your loan, they will deliver the cash loan to your door and collect your manageable weekly repayments from your home at a time and day that suits you and your Agent, subject to Agent availability.
The Agent will make the effort to understand your personal circumstances, not just your credit score.
Provident loans are different from other loans as an Agent visits you in your home.
Find out what documents you need for proof of ID, address and income here.
Provident puts customers at the heart of everything we do. If you are approved for a cash loan with Provident, you not only get money delivered right to your door but a face to face service with a friendly Agent. They will discuss your loan requirements, explain your loan agreement and repayment options to you and are on hand to answer any questions you may have about your loan. We believe it's this that sets us apart from our competitors.
Provident only lend to customers when we believe they can afford to repay. There are no extra charges so you’ll always know the full cost of your loan upfront.