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About us

"The overwhelming majority of the people of this country are honest and will honour their obligations"


Joshua Waddilove, Founder of Provident, 1840-1920

At Provident, customers are at the heart of our business and have been since 1880. Provident has been helping families and communities by offering cash loans between £100 - £1,000 over a range of terms, subject to affordability. What's more, Provident can provide a face to face weekly service which many customers may not get with other lenders.  


Provident Financial Group

Provident is part of the Provident Financial Plc, a FTSE 250 Company. Provident Financial is one of the UK's leading suppliers of personal credit products to the non-standard lending market. Provident Financial provides a number of products, as well as, home credit loans including; online loans through Satsuma Loans and credit cards through Vanquis Bank.


Consumer Credit Association (CCA)

We voluntarily follow the CCA’s code of practice which sets out the standards of business practice for members of the CCA. This means customers get extra peace of mind from knowing that this additional protection exists.

portrait of joshua waddiloveA history of helping people

Unlike some loan companies, Provident have been around for over a century. We were founded in 1880 by Joshua Waddilove, who wanted to help working families provide for themselves.


Over the years, we've helped hundreds of thousands of people when they needed a hand.