Compare the price of home collected and other cash loans available in your area at

Fill in your details and click submit to apply

By applying you agree to a credit check which will leave a 'footprint' on your credit file.

You must:

  • Be aged between 18 and 74
  • Be a UK resident.
  • Agree to a Customer Experience Manager visiting you who will carry out an Affordability Assessment. Click here for more details


You will need:

  • Personal information including your name and date of birth and National Insurance number (this helps us to process your application faster.)
  • Your address details for the past 3 years.
  • A contact telephone number and email address (so we can confirm your application by email)
  • Proof of ID must be presented during the home visit, in order to complete the process. Click here to find out what you need.

Choose your loan

How much you need to borrow


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Over how many weeks



Weekly Payment

Weekly Payment



Total to repay

Total to repay


Using your personal information

Who we are

Provident is a trading name of Provident Personal Credit Ltd.
For full information on your rights and how we collect, use, protect your information and share with other companies in the Provident Financial (PF) Group please go to: or ask for a printed copy of this.


How we use Credit Reference Agency data

We will  search the files of credit reference agencies which will keep a record of each search. This could affect your ability to get credit elsewhere within 1 year. If your application is successful we will record how you manage your account(s) with credit reference agencies. This will include if you fail to make agreed payments which may affect your ability to get credit. For full information on how your data is processed by the agencies please visit, or


Your Details

Please complete all the fields marked with *. Your details are kept confidential and we use your answers to help inform our lending decision. If you have any questions please see our Privacy Policy.

You must be between 18 and 74 years old to apply for a loan


Find your address

Current Address

or enter the details manually 2

Current Address Details

As you have lived here for less than 3 years, we'll need your previous address details.

Previous Address

or enter the details manually

Previous Address Details


Your contact details

Please enter a valid contact telephone number.
Please enter a valid mobile telephone number.

Make sure your email is correct.

Here's what you gave us:

What Happens Next

A member of our team will call you. They’ll need to discuss your loan requirements, carry out the affordability assessment and complete the loan application. This could be done over the phone or in person at your home. If they complete your loan application over the phone they will also give you details so you can send us your photo ID and a short video stating you would like a Provident loan. The reason we ask for a video is so that we can see your face as part of the identification checks.


By entering your email address above, you will provide an electronic signature to request a member of our team to call you to talk about your loan application. Please click the button below to confirm you're happy for us to do this. 

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Please make sure that you are happy with all the information entered before applying.