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About home credit

 This is a home credit loan which means we'll need to visit your home to complete your loan application. We'll then visit you every week to collect your repayments.

 

Choose your loan

How much you need to borrow

How much you need to borrow

How much you need to borrow

£100
£1000

Over how many weeks

Over how many weeks

Over how many weeks

13wks
52wks

Summary

Weekly payment

Total to repay

APR

How much you need to borrow

100

£100

£1000

Over how many weeks

Term

Term

Weekly Payment

Weekly Payment

APR

APR

Total to repay

Total to repay

You need to fill all the fields marked with *.

 

Your Details

 

You must be between 18 and 74 years old to apply for a loan.

Find your address

 

Current Address

or enter the details manually 2

Current Address Details

As you have lived here for less than 3 years, we'll need your previous address details.

Previous Address

or enter the details manually

Previous Address Details

Your contact details

 

Please enter a valid contact telephone number.
Please enter a valid mobile telephone number.

Make sure your email is correct.

Here's what you gave us:

Your consent

 

Consents and use of personal information

Who we are

Provident is a trading name of Provident Personal Credit Ltd.
For full information on your rights and how we collect, use, protect your information and share with other companies in the Provident Financial (PF) Group please go to: www.providentpersonalcredit.com/privacy or ask for a printed copy of this.

 

How we use Credit Reference Agency data

We will  search the files of credit reference agencies which will keep a record of each search. This could affect your ability to get credit elsewhere within 1 year. If your application is successful we will record how you manage your account(s) with credit reference agencies. This will include if you fail to make agreed payments which may affect your ability to get credit. For full information on how your data is processed by the agencies please visit  www.experian.co.uk/crain, www.equifax.co.uk/crain or www.callcredit.co.uk/crain.

Your home visit

 

A Provident loan is the loan that comes to you. That means a member of our team will visit your home to discuss your loan requirements, carry out the affordability assessment and complete the loan application. All visits are voice recorded for training and quality purposes.

 

by ticking the box below, you will provide an electronic signature to request a member of our team to visit your home to talk about your loan application.

 

If you don’t wish to provide an electronic signature, leave this section blank and complete this step of your application during the initial home visit. We'll then need to make a second visit at a later date to talk to you about your loan application.

  • Please correct the error(s) above.
Please make sure that you are happy with all the information entered before applying.

Important Information

The affordability assessment looks at whether the loan you have requested is affordable and sustainable. If the requested amount is not affordable you may be offered a smaller amount that fits your needs. Click here for more information.

Rating collated from feedback received during the last 12 months.

Important Information

The affordability assessment looks at whether the loan you have requested is affordable and sustainable for you. If the requested amount is not affordable you may be offered a smaller amount that fits your needs.

Click here for more
information.

 

Proof of ID and Income

You will need to have proof of ID and proof of income ready for your home visit. Click here to find out what is accepted proof of ID and income.

 

If you have applied for a loan in the last five days then you don't need to apply again. You'll be contacted soon.

If you applied and were accepted in principle, more than five days ago and haven’t had a home visit please call our contact centre on 0800 096 6064.

 

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