1. Choose the loan option you prefer
That's how much you'd need to borrow over the number of weeks you'd like to make repayments
2. Start your Provident loan application online
You'll find out in minutes if you've been accepted in principle for a home credit loan
3. Finish the application process with a home visit
We'll carry out an affordability assessment to ensure the loan is manageable and sustainable for you. You’ll need to provide proof of your ID, address, income and outgoings.