Compare the price of home collected and other cash loans available in your area www.lenderscompared.org.uk

Apply for a £100 - £1,000 Provident loan, subject to affordability

Choose the loan option you prefer

 

That's how much you'd need to borrow over the number of weeks you'd like to make repayments.

 

 

 






Start your Provident loan application online

 

You'll find out in minutes if you've been accepted in principle for a home credit loan.

 

 







Finish the application process with a home visit

We'll carry out an affordability assessment to ensure the loan is manageable and sustainable for you. You’ll need to provide proof of your ID, address, income and outgoings.

Choose your loan option

1. Choose the loan option you prefer

That's how much you'd need to borrow over the number of weeks you'd like to make repayments

2. Start your Provident loan application online

You'll find out in minutes if you've been accepted in principle for a home credit loan

3. Finish the application process with a home visit

We'll carry out an affordability assessment to ensure the loan is manageable and sustainable for you. You’ll need to provide proof of your ID, address, income and outgoings.

By applying you agree to a credit check which will leave a 'footprint' on your credit file.You must also agree to the consents and use of personal data conditions stated in section 6 of the application form.

Minimum requirements for a Provident loan

You must:

  • Be aged between 18 and 74
  • Be a UK resident.
  • Agree to a home visit where an affordability assessment will be carried out. Click here for more details

You will need:

  • Personal information including your name and date of birth and National Insurance number
  • Your address details for the past 3 years.
  • A contact telephone number and email address (so we can confirm your application by email)
  • Proof of ID must be presented during your home visit, in order to complete the process. Click here to find out what you need.

Proof of ID, address and income

You will need to have proof of ID and proof of income ready for your home visit. You will not be able to continue with your application without it.

 

Click here to view the full list of accepted documentation.

 

If you need to send off for your documents this can take 3 working days to arrive. Click here to find out where you can get your documents from.

All fields marked * are mandatory. Any information you provide during your application will always be treated as confidential.

 

How much you need to borrow

How much you need to borrow

How much you need to borrow

£100
£1000

Over how many weeks

Over how many weeks

Over how many weeks

13wks
52wks

Summary

Weekly payment

Total to repay

APR
1

Loan calculator

How much you need to borrow

100

£100

£1000

Over how many weeks

Term

Term

Weekly Payment

Weekly Payment

APR

APR

Total to repay

Total to repay

2

About you

You must be between 18 and 74 years old to apply for a loan.
3

Address

Current Address

or enter the details manually 2

Current Address Details

As you have lived here for less than 3 years, we'll need your previous address details.

Previous Address

or enter the details manually

Previous Address Details

4

Contact Info

Please enter a valid contact telephone number.
Please enter a valid mobile telephone number.
5

Home Visit

What happens next?

A Provident loan is the loan that comes to you. That means a member of our team will visit your home to discuss your loan requirements, carry out the affordability assessment and complete the loan application.  All visits are voice recorded for training and quality purposes.

 

By entering your email address below, you will provide an electronic signature to request a member of our team to visit your home to talk about your loan application.

 

If you don’t wish to provide an electronic signature, leave this section blank and complete this step of your application during the initial home visit. We'll then need to make a second visit at a later date to talk to you about your loan application.  

6

Consents

Please expand the section below and read the information provided before proceeding with your application.

Consents and use of personal information

Who we are

Provident is a trading name of Provident Personal Credit Ltd.
For full information on your rights and how we collect, use, protect your information and share with other companies in the Provident Financial (PF) Group please go to: www.providentpersonalcredit.com/privacy or ask for a printed copy of this.

 

How we use Credit Reference Agency data

We will  search the files of credit reference agencies which will keep a record of each search. This could affect your ability to get credit elsewhere within 1 year. If your application is successful we will record how you manage your account(s) with credit reference agencies. This will include if you fail to make agreed payments which may affect your ability to get credit. For full information on how your data is processed by the agencies please visit  www.experian.co.uk/crain, www.equifax.co.uk/crain or www.callcredit.co.uk/crain.

 

How we use Fraud prevention agencies

The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. If fraud is detected, you could be refused certain services. You can get further details of how your information will be used by us and these fraud prevention agencies, and your data protection rights, by contacting us at 0800 096 6064, or customerservices@provident.co.uk.

  • Please correct the error(s) above.
Please make sure that you are happy with all the information entered before applying.

Important Information

The affordability assessment looks at whether the loan you have requested is affordable and sustainable. If the requested amount is not affordable you may be offered a smaller amount that fits your needs. Click here for more information.

Rating collated from feedback received during the last 12 months.

Important Information

The affordability assessment looks at whether the loan you have requested is affordable and sustainable for you. If the requested amount is not affordable you may be offered a smaller amount that fits your needs.

Click here for more
information.

 

Proof of ID and Income

You will need to have proof of ID and proof of income ready for your home visit. Click here to find out what is accepted proof of ID and income.

 

If you have applied for a loan in the last five days then you don't need to apply again. You'll be contacted soon.

If you applied and were accepted in principle, more than five days ago and haven’t had a home visit please call our contact centre on 0800 096 6064.

 

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