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finances

Fab Father’s Day Gifts For £5

Here are a few gift ideas for under a fiver for the dads in your life. Just remember to do...

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Best Financial Lessons Learnt From Our Parents

Financial planning might not be the first lesson that comes to mind when we consider the things our parents taught...

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Guide: Changes that Could Make Having a Baby More Affordable

Having a baby is one of life’s great experiences, but it can also be a strain on family finances. In...

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get savvy and work on your finances

With the cost of living ever on the rise, it may be time to think about making your money stretch...

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5 Ways To Save Money On Getting The Kids To School

For anyone who has kids, the school run is known to be one of the busiest and most stressful parts...

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After School Clubs: What’s On In The Community?

How to find the best after school clubs for your little one, whether they’re interested in sports, music or just...

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Back To School Offers

We’ve got some fantastic Back to School offers to help you get the kids set for the new school year...

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Kids Birthday Gifts For Under £10

Buying birthday presents for your kids and their friends can be difficult, so when the birthday party invitations start making...

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My Tips For Saving Money On School Uniforms

It’s that time of year again, where parents drag their reluctant children to the high street to negotiate the perils...

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How To Get School Shoes Cheaply

If you thought maths class was tricky, buying new school shoes can make algebra seem simple! The average child spends...

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Hints & Tips On How To Save Money On Childcare & After-School Clubs

It’s one of the biggest parenting dilemmas: you have to go to work in order to pay for the things...

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Budgeting Ahead For The Summer Holidays

Hurrah, the sun is out at last! (or not, depending on the weather the day you read this). Winter is...

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Helping Children To Learn Essential Money Skills

According to research, by the age of seven children have developed their attitudes and values towards money – and these...

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Credit Rating Tool Comparison

There are so many credit score tools out there, it’s hard to know which to use. We have listed the...

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Christmas Savings

We have some more fantastic offers for you to ensure your Christmas is that little bit cheaper......

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Kids Gifts For Under £1, £5, £10 and £20

Whether you’re looking for stocking fillers or more substantial gifts, we help take the headache out of Christmas with a...

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High Energy Bills? Check Out Collective Switching

Have you thought about collective switching as a way to save money on your energy and fuel bills? Find out...

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Top Christmas Toys For Your Kids*

It’s that time of year again where we ask our little ones to write their Christmas wish lists. But what’s...

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Packaged Accounts - What’s The Big Deal?

Packaged bank accounts have been gaining a lot of bad publicity recently. Basic banking in the UK has traditionally been...

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Alex's Spending Challenge!

Alex may be a whiz when it comes to our website but budgeting is another matter! Here, she explains why...

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Rent To Own, How Much Do You Really Pay?

Let's take a look at the pros and cons of rent-to-own appliances, and what you need to look out for...

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Forget Gym Memberships... Exercises You Can Do At Home

Wondering how to lose the weight and get fit without breaking the bank? We have some exercises you can do...

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Which Is Best- Sales On The High Street Or Sales Online?

It’s sale season, but which sale is best? Shopping on the high street or online? We discuss the pros and...

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How Much Will You Be Spending This Christmas?

It’s easy to get carried away with spending money to create the ‘perfect’ Christmas. So we’re asking, how much will...

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Exciting New Developments In How You Get Your Provident Loan

Introducing new technology to process your loan application: the Lending App. The Lending App is an app on your Agent’s...

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Should You Wait Until The Sales To Buy Christmas Presents?

We’re weighing up the pros and cons of waiting until the sales before you buy your Christmas presents....

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How I Budget

We could write loads of articles about budgeting - we could suggest the best ways to manage your money, how...

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Teaching Your Kids To Budget

It’s the school holidays and your kids are already bored. You’ve tried everything - days out, trips to the park...

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School Uniforms- Money Saving Tips

If you’re struggling to find items at a suitable price, we have some tips on savvy school uniform shopping and...

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Cheap Festival Essentials For Your Summer

You’ve spent a fortune on the tickets, don’t spend a fortune on gear, clothing and food. We’ve listed the festival...

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The A-Z Of Wedding Savings

The run up to the big day can be bumpy, with lots of decisions – and compromises – to be...

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Holiday Guide

The holiday season is nearly upon us and if you haven’t yet booked a summer getaway, chances are you’re panicking...

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Catalogue Credit, What You Need To Know

We look at catalogue credit and what you can do if you can’t manage repayments....

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Prom Costs- A Parent’s Guide

Save money on your child’s prom using our hints and tips! Read more here....

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Right To Buy - What You Need To Know

If you’re interested in the right to buy or right to acquire schemes, read more!...

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Home Contents Insurance- Are You Protected?

Contents insurance provides protection- but do you understand what is and isn’t included in your insurance policy?...

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Here's How To Pay Less For Stuff!

If you’re happier paying full price for items, this article isn’t for you. Learn how to haggle and get discounts...

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4 Surprising Things Affected By A Bad Credit Rating

We all know a bad credit rating can affect what credit cards we can get, but what about things like...

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What Is An IVA?

We explain IVAs- what they are and how they affect your credit rating. Read more here....

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Could You Be Paid To Shop? 9 Ways To Make Money

We have hints and tips on how to make money both online and offline....

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17 Ways To Save Money This Valentines

If Valentine’s Day is leaving your pocket quivering in fear, check out our free dating ideas and save some cash!...

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Rent Arrears- Your Rights

What happens if you fall into rent arrears? Find out your rights and what you can do at the Provident...

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7 Tips For Managing Your Debt

It’s Blue Monday so we have hints and tips on how to manage your debt and get financially fit. It’s...

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What Happens When You’re Declared Bankrupt?

Find out what happens when you’re declared bankrupt- from filing for bankruptcy to credit ratings....

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Can You Go A Day Without Spending Money?

Today’s Buy Nothing Day, so we’ve come up with free pampering tips to enjoy, as well as free treats for...

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How Much Do You Spend On Your Kids At Christmas?

How much do you spend on your kids at Christmas- is it too much or not enough? Cheap Christmas gift...

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5 Scary Life Events & How To Cope Financially

We have compiled 5 scary life events and tips on how to cope financially- whether you’re getting married, having a...

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Simple Savings

Save money with our simple savings ideas. Read more here....

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How To Improve Your Credit Rating

Learn all about credit rating here- how it's calculated and what you can do to improve it, as well as...

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Best Recipes Passed Down From Our Family

Nothing quite compares to picking up some trusty hints and tips from our parents and family....

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Make Money From Your Old Clothes

You’ve had a massive clear out and you have bags and bags of clothes which you don’t want anymore. Why...

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Choice Of Fakeaways For Your Date Night

Everything you need to know about creating a delicious alternative to takeaways at home....

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Forget Gym Memberships. Exercises You Can Do At Home

We’re all feeling guilty about our self indulgence and wondering how we’re going to lose weight without breaking the bank....

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Archive

A home credit loan from Provident will require a member of our Customer Experience team to discuss your income, outgoings and other financial commitments. Available to UK residents aged 18 and over. Written quotations are available on request. Prices may vary in Northern Ireland.

Provident is a trading name of Provident Personal Credit Limited.  Registered Office: No. 1 Godwin Street, Bradford, West Yorkshire, BD1 2SU. Registered number 146091 England. Authorised and regulated by the Financial Conduct Authority.