Cash loans from Provident

All about cash loans

Cash loans are useful for when you need assistance to cover those unexpected costs because if the washing machine’s going to break, it's going to break when you've just paid for your MOT and it’s still weeks until you get paid.


There are many sorts of loans, from traditional bank loans to payday loans, and each one has a unique purpose. You can read more about different types of loans in our Money Matters guide.


A cash loan from Provident is exactly that – a loan that is issued to you in cash. There is no need for a bank account. If approved, your local Agent will deliver the cash directly to you.


Start your application today for a £100 - £1,000 cash loan, subject to affordability

How much you need to borrow

How much you need to borrow

How much you need to borrow


Over how many weeks

Over how many weeks

Over how many weeks


Weekly payment

Total to repay



  • Borrow £100 - £1,000; subject to affordability


  • Cash delivered to your home


  • No need for a bank account

"Excellent,prompt service.Very pleasant and helpful agent whilst very proffessional at the same time."

Feefo comment from 08/03/2017

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Rating collated from feedback received during the last 12 months.

How much does a Provident cash loan cost?

The cost of your cash loan depends on how much you want to borrow and how many weeks you want to repay it over. Use our loan calculator above to see how much a cash loan could cost. All loans are subject to affordability.


Cash in hand

Unlike online lenders and banks you don’t need a bank account to get a Provident cash loan. You can start your application online or call us on 0800 096 6064. At this stage we’ll ask you a few simple questions such as your name, address and date of birth as well as how much cash you need to borrow and how many weeks you’d like to repay over. Once completed you’ll know in minutes if you have been accepted in principle.


If you have been accepted in principle a local Agent will come to your home to continue your cash loan application.


A flexible cash loan

No one likes to stay in and wait around all day so we aim to make repaying your cash loan as flexible as we can.


Your Agent will agree the best time and dates to collect repayments. Each week, on a day that suits you - even at the weekend (depending on individual Agents), your Agent will collect your repayments and be able to answer any questions you may have. If you want to change the date and time of your Agent’s visit, just contact them.

Learn more about
cash loans in our
‘Money Matters’ guide


What different types of loan are there?

Broadly speaking, there are loads of kinds, from secured to unsecured, long to short, business to personal but most people who need a lump sum of money will look at bank, payday, doorstep loan and online/installment loans. We explain the main kinds of loan and guide you through the good and bad points.

Read more>>


A guide to unsecured personal loans

The name might sound complex, but it’s one of the easiest kinds of borrowing to understand.


An unsecured personal loan is exactly what it sounds like – money a person borrows which they haven’t secured against something they own, such as a car.


Read more>>

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