Cash loans from Provident

If you need a little extra cash to cover those unexpected costs,
a Provident cash loan could help

If you need a little extra cash, a Provident loan could help

If the washing machine’s going to break, it's going to break when you've just paid for your MOT and it’s still weeks until you get paid. We're here to help. You could get a Provident loan of up to £1,000 and have it delivered straight to your door.


Choose the number of weeks you wish to repay your loan and, depending on the amount borrowed and the weekly repayments, you loan could be as low as £3.50 per week. There are no complicated terms and you always know the full cost of your loan up front.

Loan Amount

Loan Amount

Loan Amount


Repayment Term

Repayment Term

Repayment Term


Weekly payment

Total to repay


Why choose Provident?

  • Borrow between £100 - £1,000 subject to affordability
  • If approved, a friendly local Agent will deliver the money direct to your door
  • On-going support from your Agent, throughout your time with Provident
  • Manageable weekly repayments over 14, 23, 32 or 52 weeks
  • No extra fees or late payment charges

"fast friendly and helpful and straight forward . They tell you all you need to know and explain the whole process . What you have to pay back how much and when .GREAT SERVICE"

Feefo comment from 01/05/15

Read more customer stories here >>

About Provident

Our face to face service means we really get to know our customers and we’ll base your loan on your circumstances, not just your credit history. We could lend where others won’t. We're committed to helping our customers by being open, honest and up-front. We’ll always make sure that any loan from us will be for an amount that you can afford to repay. Use our loan calculator above to find out how much a Provident loan could cost. You can start an application for a Provident loan by completing our online application form. Once completed, you’ll know within minutes whether you have been accepted in principle or not.   


How much interest will I pay?

If approved, a fixed amount of interest will be added to your cash loan. How much interest you’ll pay will depend on how much you want to borrow and how many weeks you choose to repay it over. 


Flexible cash loans

Once you've completed the quick initial online application form, you'll find out in minutes if you've been accepted in principle. If accepted, a friendly local Agent will visit you at your home to carry out an affordability assessment.


Our cash loans are flexible in that the loan is delivered to your home at a time and date which suits you. The Agent will then arrange the best time and dates to collect repayments. Each week, on a day that suits you - even at the weekend (depending on individual Agents), your Agent will collect your repayments and be able to answer any questions you may have. If you want to change the date and time of your Agent’s visit, just contact them.  


Our values

Our face to face service ensures you have regular contact with an Agent, which allows you to ask any questions or raise any issues you may have, such as repayment options or loan amounts. It's this Agent service which we believe sets us aside from other lenders.