"They treated me fairly with respect and treated me equal regardless of my situation I would highly recommend them to anyone who needs a loan short term its to suit you and the repayments are also affordable and to suit you too."
Feefo comment from 11/07/2018
Cash loans are useful for when you need assistance to cover those unexpected costs. It might be that your car suddenly breaks down or your fridge stops working and you’ve not budgeted to pay out a lump sum. A cash loan could help you cover the costs.
There are many different types of cash loans available, from traditional bank loans to payday loans. Each serve a unique purpose. You can read more about different types of loans in our Money Matters guide.
A cash loan from Provident is exactly as the name suggests – a loan that’s issued to you in cash. For this reason, you won’t need a bank account, and if approved, we’ll deliver the cash directly to you, at your home. Each week, we’ll then collect your repayments from your home in cash.
The cost of your cash loan depends on how much you want to borrow and how many weeks you would like to repay it over. Use our loan calculator to work out how much a cash loan could cost. Please remember, all loans are subject to affordability checks as part of the application. Find out more about the application process and how it works.
Unlike some online lenders and banks, you don’t need a bank account to obtain a Provident cash loan.
At the initial stage, we’ll ask you a few simple questions such as your name, address, date of birth, how much cash you need to borrow and how many weeks you’d like to repay the money over. Once completed, you’ll know in minutes if you’ve been accepted in principle.
If you’ve been accepted in principle, we will visit you at your home to continue your application and discuss your loan needs further. Affordability checks will be carried out to ensure the loan is right for you. You can start your application online or call us on 0800 096 6064.
No one likes to stay in and wait around all day, so we aim to make repaying your cash loan as flexible as we can. You'll be able to arrange your home visit with a member of our dedicated local team at a time that’s convenient for you.
What different types of loans are there?
There are many different kinds of loans available, from secured to unsecured, long to short, business to personal. Most people who need a lump sum of money will look at bank, payday, doorstep, or online/installment loans. Take a look through the pros and cons of each.
A guide to unsecured personal loans
The name might sound complex, but it’s actually one of the easiest kinds of borrowing to understand. An unsecured personal loan is when you borrow money which you haven’t secured against something you own, such as a car.