Doorstep loans from £100 - £1,000

Start your application for a doorstep loan from Provident today; subject to affordability

 

What are Doorstep loans?

 

Doorstep loans, also known as home credit loans, are a type of personal loan. As the name suggests, the cash loan is delivered to your doorstep by a friendly, local Agent. Your dedicated Agent will then come round to your home on a weekly basis to collect your loan repayments.

 

Doorstep loans give customers an opportunity to discuss their credit needs and financial circumstances with an experienced, self-employed Provident representative, known as an Agent. Many customers prefer this service as it enables them to fully manage their repayments as their Agent knows their financial circumstances. Your Agent will collect your repayments weekly from your home.

 

With a Provident Doorstep Loan there are no hidden charges or fees for late payments. If you encounter any problems repaying your loan your Agent will be able to discuss your circumstances and help you get your account back on track.

 

 

How do doorstep loans work?

Choose the loan option you prefer

That's how much you'd need to borrow over the number of weeks you'd like to make repayments.

Start your Provident Loan application online

You'll find out in minutes if you've been accepted in principle for a home credit loan.

Finish the application process with an Agent

The Agent will discuss your loan needs and carry out an affordability assessment to ensure the loan is manageable and sustainable to you. You’ll need to provide proof of your ID, address, income and outgoings.

  1. Choose the loan option you prefer

That's how much you'd need to borrow over the number of weeks you'd like to make repayments.

 

  • Start your Provident Loan application online

You'll find out in minutes if you've been accepted in principle for a home credit loan.

 

  • Finish the application process with an Agent

The Agent will discuss your loan needs and carry out an affordability assessment to ensure the loan is manageable and sustainable to you. You’ll need to provide proof of your ID, address, income and outgoings.

If your loan is approved the Agent will deliver the loan and collect your repayments from your home.

The advantages of a doorstep loan

 

  • You get access to the convenience of an Agent, who’ll come to your house to issue your loan then return every week so you can make repayments.
  • You’re also able to talk to the Agent face-to-face about your loan should you have any questions or problems.
  • With a Provident doorstep loan, there are no hidden fees for late or missed payments

The disadvantages of a doorstep loan

  • Interest rates on a doorstep loan are often higher than other forms of lending.
  • Doorstep loans are not suitable if you need more than £1,000 for your first loan

How much you need to borrow

How much you need to borrow

How much you need to borrow

£100
£1000

Over how many weeks

Over how many weeks

Over how many weeks

13wks
52wks

Weekly payment

Total to repay

APR

Rating collated from feedback received during the last 12 months.

 

"Have an amazing agent thank you for help and explaining things in full most agents for other companies don't do that. Thank you."

 

Feefo comment from 14/10/2016

Married couple chatting to Agent

Can I get a loan delivered to my door?

When you’re looking to borrow money, arranging to have a cash loan delivered straight to your door can be a straightforward and convenient option.

Red toor and tiled path

Are doorstep loans affordable?

Not only do customers get a face-to-face service and make weekly payments to their Agent in cash, doorstep loans are often cheaper in comparison to other short term lenders.

stack of coins

Jargon Buster: Doorstep Loans

Don’t get tripped up by complicated words when it comes to home credit. Read our clear explanation of the main terms.

Provident Loan
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