Doorstep loans from £100 - £1,000

Start your application for a doorstep loan from Provident today; subject to affordability

What are Doorstep loans?


Doorstep loans, also known as home credit loans, are a type of personal loan. As the name suggests, the cash loan is delivered to your doorstep by a friendly, local Agent. Your dedicated Agent will then come round to your home on a weekly basis to collect your loan repayments.


Doorstep loans give customers an opportunity to discuss their credit needs and financial circumstances with an experienced, self-employed Provident representative, known as an Agent. Many customers prefer this service as it enables them to fully manage their repayments as their Agent knows their financial circumstances and will call personally to collect their repayments. Your Agent will collect your repayments weekly.


However if you find you are unable to pay, don't worry. Your Agent will be able to discuss your circumstances with you and how to repay the money.

How much you need to borrow

How much you need to borrow

How much you need to borrow


Over how many weeks

Over how many weeks

Over how many weeks


Weekly payment

Total to repay


About Provident

As Provident visits you in your home in order to provide cash loans to your door, Provident and companies like them, are known as doorstep lenders - we loan you the money you need right on your doorstep.
All customers are required to complete a 'request to call' form which gives the Agent permission to discuss loans with the customer in their home.

Am I safe?

Yes. From 2008, as part of the recruitment process, the Agents are vetted which includes having a Disclosure and Barring Service Check (DBS, previously Criminal Records Bureau Check, CRB). The Agents must also produce references which we have to be satisfied with before engaging an Agent.

What's the difference to online loans?

If you work irregular hours and can't be in the house to see your Agent, then an online loan may best suit your needs.
However, if you prefer a more personal service, Provident doorstep loans are delivered right to your home by an Agent, who then collects your weekly repayment face to face. If you run into difficulties, they are in the best position to understand your circumstances and so can help you work out the best way to repay your loan.


Will a Provident doorstep loan affect my credit rating?

Like other lenders, we share payment records with credit reference agencies. If you're having difficulty making your repayments and you miss a payment, this may affect your credit rating.

To find out what to do if you're circumstances have changed and you are struggling with payments, please click here.

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