A straightforward approach to borrowing

Choose the loan option you prefer

That's how much you'd need to borrow over the number of weeks you'd like to make repayments. Find out more about
cash loans here.


Start your Provident loan application online

You'll find out in minutes if you've been accepted in principle for a home credit loan.


Finish the application process with an Agent

The Agent will carry out an affordability assessment to ensure the loan is manageable and sustainable to you. You’ll need to provide proof of your ID, address, income and outgoings.

How much you need to borrow

How much you need to borrow

How much you need to borrow


Over how many weeks

Over how many weeks

Over how many weeks


Weekly payment

Total to repay


Rating collated from feedback received during the last 12 months.


"Very professional. Quick response avoiding the stress of waiting to know whether or not you qualify. Also appreciate the respectful manner shown by my agent and the patience displayed in explaining everything to me. Thank you." 


 Feefo comment from 11/01/2017


Read more customer stories here >>

Find out more about our cash loans

You could get a Provident loan from £100 - £1,000 and have it delivered straight to your door. More>>

Money Matters

Click here to read our top tips and tools to make saving easier.


When will I get my loan?

Click here to read more about how long it takes to get the loan.

Thinking of a loan?

Have a question about getting a loan? Read our FAQs here.

Accepted proof of ID and income

Click here for more information on types of accepted ID.