Why choose Provident?

• Apply online for £100 - £1000, subject to affordability
• Get money direct into your bank or to your doorstep, subject to eligibility
• No hidden fees, only pay what you agree upfront
• You'll have a Rep who'll look after you and your loan
• Two handy options for repayment:
  • Repay through your bank, subject to eligibility
  • Repay at your doorstep

Find out about home visits and keeping in touch with your Rep during the Covid-19 pandemic here.

Step 1 - Choose your loan

Use our loan calculator to choose how much you need and for how long.

Step 2 - Start online

We'll let you know if your loan has been agreed in principle. You can find out more about what this means here. If we accept you in principle you can move onto the next step in your loan application.

Step 3 - Finish on the phone or with a home visit

A member of our team will call you to discuss your loan requirements. They'll need to carry out an affordability assessment and complete your loan application. This could be done over the phone or in your home. They will also need to see your ID and proof of income documents.