Bad Credit

Find out how receiving income support and having a bad credit score could affect your chances of getting a loan, with our hints and tips that help to answer your questions around bad credit.

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bad credit

whats-the-best-kind-of-loan-for-someone-with-a-bad-credit-rating

whats the best kind of loan for someone ...

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whats the best kind of loan for someone with a bad credit rating

If you have a bad credit rating it’s likely you’ve had problems repaying loans and credit cards in the past so it is important to consider if a loan is right for you.

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could-i-be-taken-to-court-if-i-cant-pay-back-a-loan

could i be taken to court if i cant pay ...

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could i be taken to court if i cant pay back a loan

Working with your lender if you struggle with repaying a loan is key to avoiding any serious issues.

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can-i-check-if-i-have-a-bad-credit-rating-before-applying-for-a-loan

can i check if i have a bad credit ratin ...

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can i check if i have a bad credit rating before applying for a loan

Not only are you able to look at your credit score before you apply to borrow money, it’s actually a good idea because your credit rating will affect your chances of getting the loan you’re looking at.

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will-my-credit-rating-suffer-if-i-miss-a-loan-repayment

will my credit rating suffer if i miss a ...

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will my credit rating suffer if i miss a loan repayment

Your credit rating could be affected by you missing a payment on your loan, as it’ll be reported to credit agencies and recorded on your credit file. Not only could it lower your score, it could cause problems in other ways, too.

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i-have-a-county-court-judgement-ccj-can-i-get-a-loan

i have a county court judgement ccj can ...

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i have a county court judgement ccj can i get a loan

Although having a County Court Judgement (CCJ) on your credit file could exclude you from getting money with a lot of mainstream lenders, that’s not the case for every loan company.

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how-does-income-support-affect-my-chances-of-getting-a-loan

how does income support affect my chance ...

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how does income support affect my chances of getting a loan

If you receive income support, you may find it hard to both find and pay off a loan. Income support is given to people on a low income to help them get by. Many lenders are hesitant to lend money to people on income support.

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jargon-buster-bad-credit

jargon buster bad credit

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jargon buster bad credit

Get to grips with all those tricky terms people use when they talk about ‘bad credit’. Credit is one of the most misunderstood areas of finance for people and often bad credit is thought of as being even more confusing.

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