Borrowing Money

Sometimes a lot of questions can come with borrowing money, so we’ve brought together some hints and tips to help answer queries that you may have. Read on to find out what different loan options are out there and what you need to consider when you’re thinking of applying for a loan.

borrowing money

can-i-get-a-cash-loan-if-im-unemployed

can i get a cash loan if im unemployed

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can i get a cash loan if im unemployed

Being out of work is tough on your finances so it’s important to manage your money carefully to ensure that you can cover all your regular expenses. However, sometimes no matter how carefully you plan, unexpected expenses can crop up which may mean that you need a little extra cash.

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can-i-apply-for-more-than-one-loan-at-a-time

can i apply for more than one loan at a ...

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can i apply for more than one loan at a time

With most lenders you can't apply for more than one loan at a time, but it’s a different story when it comes to putting in requests with different lenders.

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what-different-types-of-loans-are-there

what different types of loans are there

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what different types of loans are there

There are only a few types of loan that people are likely to want to apply for. Broadly speaking, there are loads of kinds, from secured to unsecured, long to short, business to personal...

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what-does-it-mean-to-consolidate-loans

what does it mean to consolidate loans

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what does it mean to consolidate loans

Combining a lot of smaller loans into one big one could save you money, but may also be risky. Consolidating a loan basically means taking out a loan from one creditor to pay off existing debts from many creditors.

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how-do-interest-rates-work

how do interest rates work

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how do interest rates work

Understand what interest is, why you pay it and why some rates are higher than others. Here, we describe how interest rates work and what they mean for your loan.

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a-guide-to-unsecured-personal-loans

a guide to unsecured personal loans

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a guide to unsecured personal loans

An unsecured personal loan is exactly what it sounds like – money a person borrows which they haven’t secured against something they own, such as a car, to guarantee that the lender will get their money back should the customer not be able to afford to make the repayments.

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a-guide-to-the-types-of-loan-repayment-schedules

a guide to the types of loan repayment s ...

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a guide to the types of loan repayment schedules

You’ll find there are differences in repayment schedules, not only between the type of loans but in the companies that supply them. Each lender might do things differently, while the same applies to banks.

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jargon-buster-borrowing-money

jargon buster borrowing money

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jargon buster borrowing money

To really get to grips with how borrowing money works, it’s good to start with understanding all the phrases used. Borrowing can be complex, but should be made much simpler with this word list.

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