The likelihood of you being accepted for a loan can depend on your past history using credit, your ability to afford the loan repayments and how willing the lender is to loan you the money (their ‘risk appetite’).
For example, some lenders are unable to consider your application because of a County Court Judgement (CCJ), bad credit history or unemployment, whereas some lenders will take this into consideration but not decline you because of it. However, it’s impossible for us to tell you how likely it is you’ll be approved for a doorstep loan.
When it comes to being turned down for a loan, it can often be down to two separate pieces of information, which on their own wouldn’t be a problem, combining together which results in an application decline. The success of an application entirely comes down to the individual person and their circumstances.
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How likely am i to be approved for a doorstep loan