Short Term Loans | Loan Advice | Provident

Read here for useful information about short term loans, from how they work to the key differences between a short term loan and a longer term loan. Click here.

short term loans

What does credit history have to do with taking out a loan?

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What does credit history have to do with taking out a loan?

Whether you have good or bad credit history is often the decider when it comes to your eligibility for loans, credit cards or even rental of a property. Your credit history is one factor which is looked at by a lender when they are deciding whether you’ll get a loan.

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what is a short term loan

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what is a short term loan

When a financial emergency hits, a short-term loan can be there to help. A short-term loan is where the amount borrowed and the interest are paid back in less than a year. It’s not like a bank loan, in that you don’t pay a short term loan off over years and it often comes with a higher APR.

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Is it possible to extend the repayment of a short term loan?

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Is it possible to extend the repayment of a short term loan?

You might be able to get an extension on your loan if you find you can’t repay it by the date you agreed. Most companies will let you put back the final payment date on your short-term credit.

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how is a short term loan different to a longer term loan

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how is a short term loan different to a longer term loan

Besides paying back over longer and shorter periods, there are different costs, restrictions and conveniences that split short and long term loans.

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how does a short term loan work

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how does a short term loan work

Short term loans can be an interim solution to many kinds of money issues. The type of loan you get and the lender you get it from can depend on how it works.

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what can a short term loan be used for

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what can a short term loan be used for

Whether you want a little extra cash for unexpected expenses or you need to get the car back on the road, borrowing quick cash is a flexible solution. A short-term loan is designed to give you the money you need when something crops up.

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do i need a guarantor to get a short term loan

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do i need a guarantor to get a short term loan

You can get short term credit without a guarantor. The majority of companies don’t ask for a guarantor before they’ll lend you money. Of those that do, usually, these are firms that specialise in exactly that, they ask someone to vouch for a borrower to make sure they can afford to repay the loan.

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can i pay off a short term loan in less than six months

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can i pay off a short term loan in less than six months

It’s possible to repay a short-term loan early, but there are a few things to be aware of before you do.

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are there any hidden fees or costs involved in short term loans

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are there any hidden fees or costs involved in short term loans

Whilst lenders are usually keen to point out that you won’t be hit with any extra charges on your short-term loan, it’s not always the case.

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Is it difficult to apply for a short term loan?

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Is it difficult to apply for a short term loan?

The application process for a short-term loan can vary from lender to lender. We run through what you could expect during the application process.

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jargon buster short term loans

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jargon buster short term loans

You don’t have to feel outfoxed by all that short-term loans gobbledygook with this clear and simple phrase list. Between our complete Short-Term Loans guide and this phrase cheat sheet, you’ll be a loans guru in no time at all.

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