Proof of income | Provident

The documents we need to see depends on circumstances. If you are currently classed as a key worker then we may ask for a copy of your key worker letter. If you have more than one income (e.g. a part time job and benefits), we'll need to see proof for each.

We've listed the documents we see most often, or you can filter by category:

Recent payslips, paper or electronic; dated within the last 35 days
P60, dated within the latest tax year
Contract of employment (incl. salary) dated within the last 35 days
Letter from employer (incl. salary) dated within the last 35 days
Offer of employment, dated within the last 35 days

These documents should all be dated within the last 365 days

State Pension (Statement)
Other Pension/Annuity (Letter Stating Entitlement / Payslip / Statement)

Useful contact information

State Pension website: www.gov.uk/check-state-pension
HMRC State Pension Helpline: 0800 731 7898

These documents should all be dated within the last 365 days

Armed Forces Compensation Scheme (Payslip or Pension Scheme Letter)
Armed Forces Independent Payment (Payslip or Pension Scheme Letter )
Survivors Guaranteed Income (Payslip or Pension Scheme Letter)

A letter showing the benefits you receive (DWP or Jobcentre Plus Benefit Award letter), dated within the last 365 days (unless stated).

Child Benefit, Child Tax Credits (HMRC Letter, Child/Working Tax Credit Letter), dated within the last 365 days
Child Benefit (Post Office Card Account Statement), dated within the last 35 days
Working Tax Credits or Guardian’s Allowance, (HMRC Letter or Working Tax Credit Letter), dated within the last 365 days
Housing Benefit (Paid to Tenant Only) (DWP Letter / Jobcentre Plus Benefit Award Letter or Confirmation Letter / Remittance Advice ), dated within the last 365 days

Useful contact information

Child Benefits website: www.gov.uk/child-benefit-number
Child Benefits Helpline: 0300 200 3100

Disability Benefits website: www.gov.uk/disability-benefits-helpline

Tax Credits: www.gov.uk/government/organisations/hm-revenue-customs/contact/tax-credits-enquiries
Tax Credit Helpline: 0345 300 3900

Foster income (Confirmation Letter, Remittance Advice), dated within the last 365 days
Maintenance payments (Family Based Arrangement Form, Awards Letter), dated within the last 365 days

Quick links

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A home credit loan from Provident will require a Provident Representative to discuss your income, outgoings and other financial commitments. Available to UK residents aged 18 and over. Written quotations are available on request. Prices may vary in Northern Ireland.

Provident is a trading name of Provident Personal Credit Limited. Registered Office: No. 1 Godwin Street, Bradford, West Yorkshire, BD1 2SU. Registered number 146091 England. Authorised and regulated by the Financial Conduct Authority.