Short term loans from £100 - £1,000

Start your application today for a short term loan from Provident

What are short term loans?

A short term loan is an amount of money borrowed over a short period of time, designed to relieve short term money difficulties. With a Provident short term loan you will benefit from:

How much you need to borrow

How much you need to borrow

How much you need to borrow


Over how many weeks

Over how many weeks

Over how many weeks


Weekly payment

Total to repay



  • Borrow £100 - £1,000; subject to affordability


  • Choose to pay back over 13, 26 or 52 weeks


  • No hidden fees or charges

"Fantastic service! Dealt with very quickly!! Would definately recommend a friend. I'd like to add my provident lady is amazing and always on time!"

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Short term loans from Provident

For those moments when you need it the most, a short term loan from Provident can help you through life’s emergencies.


How much can I borrow?

How much you can borrow on a short term loan depends on your income, outgoings whether the repayments are manageable and sustainable. This is why as part of the application process, an Agent comes to your home to discuss your loan requirements and we always ensure you can afford to make repayments so you never borrow more than you can afford to repay.


You could borrow between £100 to £1,000, subject to affordability, over a period of 13 - 52 weeks. Short term loans from us are not secured (e.g. against your home or car.)


What can I use my short term loan for?

Customers may need a short term loan for a number of reasons. You can spend it on whatever you need it for, whether you've had an unexpected bill or your fridge has broken down. Whatever you need it for, simply start your application online or call us on 0800 096 6064.


How do I repay my Provident short term loan?

If approved, your Agent will visit you every week at a date and time which suits you in order to collect your repayments. The Agent is always on hand to answer any questions you have and discuss your short term loan in greater detail.

Learn more about
short term loans in our
‘Money Matters’ guide


What is a short term loan?

When a financial emergency hits, a short-term loan can be there to help. A short-term loan is where the amount borrowed and the interest are paid back in less than a year. The borrowing amount is usually low, starting from as little as £50, and going up to around £2,000 (or higher in some cases.)

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Do I need a guarantor to get a short term loan?

You can get a short term loan without a guarantor. The majority of companies don’t ask for a guarantor before they’ll lend you money. Of those that do, usually, these are firms that specialise in exactly that, they ask someone to vouch for a borrower to make sure they can afford to repay the loan.

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