Compare the price of home collected and other cash loans available in your area at

Applying for a home credit loan

How it works

section image

Choose your loan

Use our loan calculator to choose how much you need  and for how long for.

section image

Start online

You'll find out in minutes if you've been accepted in principle.

section image

Finish at home

Your Representative will need to take a look your proof of ID, address and income.


All our home visits are voice recorded for training and quality purposes, to make sure you get the best service every time we visit. Read more FAQs about our voice recording here.


If approved, you'll usually get your money the same day.

Important information

Your name and date of birth

Your address details for the past 3 years

A phone number and email address. This is so we can arrange your loan and send you your documents.

At your home visit, we’ll need to see your proof of ID, address and income. We won’t be able to give you a loan without these. See which documents you can use here.

You will need to have proof of ID and proof of income ready for your home visit. You will not be able to continue with your application without it.


Click here to view the full list of accepted documentation.


If you need to send off for your documents this can take 3 working days to arrive. Click here to find out where you can get your documents from.

Be aged between 18 and 74

Be a UK resident.

Agree to a home visit where an affordability assessment will be carried out. Click here for more details